Higher expected Profit Rate
A higher profit rate is expected for ADIB Recurring Investment Account holders (compared to a regular Savings Account)
Upon completion of the investment period, the amount is reinvested and you can choose to either transfer the distributed profit to an account specified by you or add up the distributed profits and the actual amount and invest it again.
This investment account is based on the Islamic principle of Mudaraba where you share profits and bear losses as stipulated in the Banking Service Agreement.
You need to invest a minimum of AED 10,000.
Residency in the UAE is not required for opening this account.
Flexible Investment Period
You can choose to invest with us and claim profits every three, six, nine or twelve months.
You can avail of any ADIB financing option equivalent to the amount you have invested with us.
Free VISA Cashback Card
A complementary ADIB Visa Cashback Card (read more) is also offered to ADIB Recurring Investment Account holders.
Schedule of Charges