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ADIB Cards

Unlock a world of rewards with and benefits with the UAE's best range of cards to suit every lifestyle.

Pick a card with your favorite lifestyle benefits

ADIB Etihad Guest Visa Classic Card

Etihad Guest Cards
  • Welcome bonus 10,000 Etihad Guest Miles
  • Pay your ADIB Etihad Guest Covered Card Annual Fees using Etihad Guest Miles
  • Receive 1 Etihad Guest Miles for every 4 AED spent​​

ADIB Cashback Visa Platinum Card

ADIB Discontinued Cards
  • Up to 1% flat Cashback: anywhere – any time
  • Free Roadside assistance​​​​

ADIB Etihad Guest Visa Platinum Card

Etihad Guest Cards
  • ​​Welcome bonus 50,000 Etihad Guest Miles​.
  • Pay your ADIB Etihad Guest Covered Card Annual Fees using Etihad Guest Miles.
  • Receive up to 3 Etihad Guest Miles for every AED 4 spent.
  • Free Companion Ticket on every  AED 150,000 spent yearly.​​​​

ADIB Etihad Guest Visa Gold Card

Etihad Guest Cards
  • Welcome bonus 35,000 Etihad Guest Miles
  • Pay your ADIB Etihad Guest Covered Card Annual Fees using Etihad Guest Miles
  • Receive up to 2 Etihad Gue​​st Miles for every AED 4 spent
  • Free Companion Ticket on every  AED 150,000 spent yearly.​

ADIB Visa Cashback Card

ADIB Discontinued Cards
  • 1% flat Cashback: anywhere – any time
  • Free Roadside assistance​​​​

ADIB Edge Card

ADIB Discontinued Cards
  • 10% cash back on all dining spend in the UAE
  • Up to 2.5 reward points for every AED 1 spent and 0.25 reward points for every AED 1 spent at specific merchants*
  • Free rounds of golf at select golf courses​​

ADIB Etisalat Platinum Card

ADIB Discontinued Cards
  • ​​70,000 Sign Up Etisalat Reward points equivalent to 38 hours of UAE talk time!
  • 4 Etisalat Reward Points for every Dirham spent on the Card. So every AED 100 spent is 13 minutes of UAE talk time!
  • 100% cash withdrawal limit

ADIB Value+ Card

ADIB Discontinued Cards
  • Get rewarded for your local and international spend
  • Enjoy upto 25% discount on select dining outlets across the UAE.​​

ADIB Value Card

ADIB Rewards Cards
  • Get rewarded for your local and international spend
  • Enjoy upto 25% discount on select dining outlets across the UAE.​​​

ADIB Business Gold Covered Card

Business Covered Cards
  • Covered Card limit up to AED 250,000
  • 60% Cash withdrawal limit​​
  • Advanced Chip&Pin​ Technology ​​​​

* Features and Benefits available only for existing customer

ADIB Etisalat Visa Signature Card

ADIB Discontinued Cards
  • ​100,000 welcome Reward Points
  • Free Valet Parking at select locations
  • Free premium airport lounge access.
  • Free roadside assistance​

ADIB Spice Card

ADIB Discontinued Cards
  • ​Up to 9% cashback
  • ADIB Reward points
  • All Priceless Arabia offers
  • ​​​​Discounts at select restaurants
  • Easy Pay Plan option

ADIB Rotana Rewards Exclusive Visa Card

ADIB Discontinued Cards
  • Up to 50% discount at any Rotana restaurant
  • 20% discount on hotel room bookings ​
  • ​Free Roadside Assistance & ADIB Travel Desk
  • Access to over 850 airport lounges worldwide via LoungeKey​​​​​​​

ADIB Etisalat Gold Card

ADIB Discontinued Cards
  • 20,000 Sign Up Etisalat Reward points equivalent to more than 10 hours of free UAE talk time!
  • 3 Etisalat Reward points for every Dirham spent on the Card so every AED 100 spent is 10 minutes of UAE talk time!
  • 100% cash withdrawal limit​

ADIB Business Platinum Covered Card

Business Covered Cards
  • Covered Card limit up to AED 10,000,000
  • 60% Cash withdrawal limit​​
  • Advanced Chip&Pin​ Technology ​​​​

* Features and Benefits available only for existing customer

ADIB Dana Covered Card

ADIB Discontinued Cards

ADIB Etisalat Classic Card

ADIB Discontinued Cards
  • 5,000 Sign Up Etisalat Reward points equivalent to more than 2 ½ hours of UAE talk time!
  • 1.5 Etisalat Reward points for every Dirham spent on the Card so every AED 100 spent is 5 minutes of UAE talk time
  • No Annual Fee​

ADIB Booking Infinite Card

ADIB Booking.com Cards
  • 200,000 sign-up reward points
  • 10% discount on hotels
  • 7% cashback on flights
  • 5% cashback on fuel spends
  • Earn up to 3 Reward Points for every dirham spent​

ADIB Emirates Skywards Visa Infinite Card

ADIB Emirates Skywards Cards
  • Up to 50,000 bonus Skywards Miles.
  • Emirates Skywards Silver tier membership.
  • Fast Track to Emirates Skywards Gold tier membership.
  • ​Emirates Home check-in services within Dubai.
  • Unlimited Airport lounge access for primary card holder and guest.​​

ADIB Emirates Skywards Visa Signature Card

ADIB Emirates Skywards Cards
  • Up to ​25,000 bonus Skywards Miles.
  • Enjoy Emirates Skywards Silver tier membership.
  • Two complimentary Home check-in services within Dubai.
  • Unlimited airport lounge access via LoungeKey.​

ADIB Smiles Visa Gold Card

ADIB Smiles Covered Cards
  • 20,000 Smiles points upon sign up!
  • Complimentary 90 days subscription to Smiles Unlimited Buy 1 Get 1 worth AED 55
  • 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter.
  • 16 Smiles points on per AED 5 spend on Smiles App
  • Up to 8 Smiles points per AED 5 spent internationally
  • 6 Smiles points per AED 5 spent locally in the UAE​

ADIB Smiles Visa Signature Card

ADIB Smiles Covered Cards
  • 70,000 Smiles points upon sign up!
  • Complimentary 1 Year subscription to Smiles
  • Unlimited Buy 1 Get 1 worth AED 199
  • 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter.
  • 30 Smiles points on per AED 5 spent on Smiles App
  • Up to 15 Smiles points per AED 5 spent internationally
  • 10 Smiles points per AED 5 spent locally in the UAE​

ADIB Smiles Visa Platinum Card

ADIB Smiles Covered Cards
  • 50,000 Smiles points upon sign up!
  • Complimentary 90 days subscription to Smiles Unlimited Buy 1 Get 1 worth AED 55
  • 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter.
  • 20 Smiles points on per AED 5 spent on Smiles App
  • Up to 10 Smiles points per AED 5 spent internationally
  • 8 Smiles points per AED 5 spent locally in the UAE​

ADIB Smiles Classic Card

ADIB Smiles Covered Cards
  • 5,000 Smiles points upon sign up!
  • 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter.
  • 12 Smiles points on per AED 5 spent on Smiles App
  • Up to 6 Smiles points per AED 5 spent internationally
  • 4 Smiles points per AED 5 spent locally in the UAE​

ADIB ISIC Prepaid Card

ADIB ISIC Prepaid Card
  • Global Recognition
  • A range of discounts in UAE and abroad

ADIB Emirates Skywards World Elite Card

ADIB Discontinued Cards


  • Up to 120,000 bonus Skywards Miles.
  • Emirates Skywards Silver tier membership.
  • Fast Track to Emirates Skywards Gold tier membership.
  • Complimentary Emirates Home check-in services within Dubai.
  • Unlimited Airport lounge access for primary card holder and guest.

ADIB Emirates Skywards World Card

ADIB Discontinued Cards


  • Up to 60,000 bonus Skywards Miles.
  • Enjoy Emirates Skywards Silver tier membership.
  • Two complimentary Home check-in services within Dubai.
  • Unlimited airport lounge access via LoungeKey.

ADIB Cashback Visa Covered Card

ADIB Cashback Cards
  • 4% on Supermarket & Grocery spends
  • 4% on Fuel & Automobile spends
  • 4% on School & Education payments​
  • 4% on Dining & Restaurant spends
  • 4% on Utility payments
  • Road Side Assistance once a Year
​ ​

ADIB Booking Signature Card

ADIB Booking.com Cards
  • 10% discount on select hotel bookings through the Booking.com Genius Program
  • Earn 0.50 Exceed Reward per AED 100 spent locally
  • Earn 1 Exceed Reward (0.125 Exceed Rewards in EEA region) per AED 100 (or equivalent) spent internationally
  • Earn 0.125 Exceed Reward per AED 100 spent on Specific Merchants
  • Earn 2.5 Exceed Rewards per AED 100 Airline Spends (capped at 50 Exceed Rewards per transaction and 150 Exceed Rewards a month).​