Visa Instalment Solution conveniently convert purchases into Easy Instalment Plans (EIP) directly from the point-of-sale (POS) terminal.
Just Got BIGGER!Win 1 out of 46 prizes EVERY MONTH! AED 1 Million MONTHLY GRAND Prize!
AED 1 Million Monthly Grand Prize
Free ADIB Visa Debit Card
Free Cheque Book
Expected Monthly Profits
You can be 1 of 46 lucky winners EVERY MONTH to win:
Access your account and funds instantly at any ATM or retail outlet.
Ghina Salary account (SPA) holder can also avail a Cheque book, (first Cheque book comes free while additional ones can be obtained by paying AED 25)
Calculated on a monthly basis and credited to your account every quarter.
Bank anytime, anywhere with the ADIB Mobile Banking App You can manage your card on the go by downloading ADIB Mobile Banking App from iTunes App Store, Google Play Store, or the HUAWEI AppGallery.
Manage your time by automatically making payments for regular transactions (such as bill payments, transfers, donations or installments) on your chosen dates.
In addition to our mobile app, you will always have:
SMS Banking (read more)
How is this Shari'a compliant?
This investment account is based on the Islamic principle of Mudaraba where you share profits and bear losses as stipulated in the Banking Service Agreement.
All prizes granted to the ADIB Ghina Winners shall be exclusively from ADIB’s shareholders funds at the sole discretion of ADIB.
Banking Services and Tariff Board - Effective date: 1st July, 2024General Terms and Conditions for Accounts and Islamic Banking ServicesGhina Account Terms and Conditions (Effective till February 29th, 2024)New Ghina Account Terms and Conditions (Effective from March 1st,2024)New Announcment of Profit Distribution Method date:01/12/2022 Key Facts Statement
Click here for Customer Profit Rate for last 24 months
AED 10,000
AED10,000
HAYAT HUSAIN
FATIMA HUMAID
AED 3 Million
WALEED MOHAMMED