تحديث بشأن الترقية السريعة إلى المستوى الفضي والذهبي لبطاقات سكاي واردز المغطاة من مصرف أبوظبي الإسلامي وطيران الإمارات*.

يسري اعتبارًا من 15 ديسمبر 2024

سيكون متعاملو بطاقة سكاي واردز وورلد إيليت المغطاة من مصرف أبوظبي الإسلامي وطيران الإمارات وبطاقة سكاي واردز إنفينيت المغطاة من مصرف أبوظبي الإسلامي وطيران الإمارات مؤهلين للترقية السريعة إلى المستوى الذهبي لبطاقة سكاي واردز الإمارات وستكون هذه الخدمة صالحة لمدة 12 شهرًا من تاريخ تفعيل المستوى الذهبي لبطاقة سكاي واردز الإمارات وفقًا لمعايير الإنفاق المعدلة التالية:

1. إنفاق 5,000 دولار أمريكي أو ما يعادله بالدرهم الإماراتي على طيران الإمارات لحامل البطاقة الأساسي
   
2. إنفاق إضافي بقيمة 5,000 دولار أمريكي أو ما يعادله بالدرهم الإماراتي على طيران الإمارات لحامل البطاقة الإضافي الإضافي خلال 12 شهرًا من تاريخ إصدار البطاقة وبعد ذلك خلال 12 شهرًا من تاريخ كل ذكرى سنوية للبطاقة للتأهل لترقية الفئة الذهبية في سكاي واردز طيران الإمارات​ (بما في ذلك دفع الرسوم السنوية الإضافية الحالية بقيمة 4,500 درهم إماراتي للبطاقة الإضافية). وستكون هذه الخدمة صالحة لمدة 12 شهرًا من تاريخ تفعيل المستوى الذهبي لبطاقة سكاي واردز الإمارات

سيكون متعاملو بطاقة سكاي واردز وورلد المغطاة من مصرف أبوظبي الإسلامي وطيران الإمارات وبطاقة سكاي واردز سيغنتشر (حامل البطاقة الأساسي) المغطاة من مصرف أبوظبي الإسلامي وطيران الإمارات مؤهلين للترقية السريعة إلى المستوى الفضي لبطاقة سكاي واردز الإمارات وستكون هذه الخدمة صالحة لمدة 12 شهرًا من تاريخ تفعيل المستوى الفضي لبطاقة سكاي واردز الإمارات وفقًا لمعايير الإنفاق التالية:

1. إنفاق 2,500 دولار أمريكي أو ما يعادله بالدرهم الإماراتي على طيران الإمارات خلال 12 شهرًا من تاريخ الذكرى السنوية للبطاقة للاحتفاظ بالفئة الفضية لكل عام بعد ذلك.

*يسري تعديل الترقية السريعة للفئة​ الذهبية لبطاقات سكاي واردز طيران الإمارات في تاريخ الذكرى السنوية الذي يوافق 15 ديسمبر 2024 أو بعده لجميع المتعاملينالمتعاملين​ المؤهلين الحاليين لبطاقات سكاي واردز المغطاة من مصرف أبوظبي الإسلامي وطيران الإمارات.
**يسري تعديل الترقية السريعة للفئة الفضية لبطاقات سكاي واردز طيران الإمارات في تاريخ الذكرى السنوية الذي يوافق 15 أكتوبر​ 2025 أو بعده لجميع المتعاملين ​المؤهلين الحاليين لبطاقات سكاي واردز المغطاة من مصرف أبوظبي الإسلامي وطيران الإمارات.

---

أصبح للراحة في المطارات عنوان جديد

يبدأ سريانه في 01 أكتوبر 2024

سيحل تطبيق رفيق السفر من فيزا Visa Airport Companion (VAC) محل العملية الحالية لدخول صالات المطار باستخدام بطاقات مصرف أبوظبي الإسلامي المؤهلة. لمزيد من التفاصيل، انقر هنا​

---

إيقاف ميزة الاستقبال والترحيب (مرحبا) المقدمة على بطاقة Infinite المغطاة من مصرف أبوظبي الإسلامي وBooking.com

ابتداءً من تاريخ : 1 ديسمبر 2024

سيتم إيقاف ميزة الاستقبال والترحيب (مرحبا) على بطاقة Infinite المغطاة من مصرف أبوظبي الإسلامي وBooking.com

---

ستكون التغيرات التالية قابلة للتطبيق على بطاقتك المغطاة:

1. ترحيل المكافآت الحالية إلى نقاط مكافآت Exceed

اعتباراً من 15 أبريل 2024

سيتم ترحيل برنامج المكافآت الحالي الخاص بك إلى برنامج مكافآت Exceed. وسيشمل ذلك التغييرات التالية:

1. سيتم ترحيل جميع نقاط مكافآت المصرف الحالية إلى نقاط مكافآت Exceed الجديدة بأعلى معدل استبدال لنقاط مكافآت المصرف الحالية. وهذا يعني أن كل 200 نقطة من البرنامج الحالي سيتم ترحيلها إلى نقطة واحدة من نقاط مكافآت Exceed من مصرف أبو ظبي الإسلامي.
   على سبيل المثال:

   المكافآت الحالية	قيمة الاستبدال الحالية	المكافآت الجديدة	قيمة الاستبدال الجديدة
   100,000	AED 1,000	500	AED 1,000

2. تبلغ قيمة كل نقطة من نقاط مكافأة " Exceed" من المصرف 2 درهم إماراتي.
3. بعد الترحيل، سيتم الحصول على جميع المكافآت الجديدة كنقاط مكافآت Exceed من المصرف.
4. ستبقى صلاحية نقاط المكافآت الحالية دون تغيير بعد الترحيل. ستنتهي صلاحية جميع نقاط مكافآت Exceed الجديدة بعد ثلاث سنوات من تاريخ منحها لأول مرة، إذا لم يتم استخدامها.
5. سيتم تطبيق جميع المزايا الأخرى والشروط والأحكام الخاصة ببرنامج مكافآت EXCEED من المصرف.

المقارنة بين برنامج المكافآت الحالية وبرنامج المكافآت الجديد هي كما يلي:

حاملي بطاقات Value+ / Value من مصرف أبو ظبي الإسلامي

حاملي بطاقات Edge / Edge الماسية من مصرف أبو ظبي الإسلامي

حاملي بطاقة Signature من مصرف أبو ظبي الإسلامي و Booking.com

حاملي بطاقة Infinite من مصرف أبو ظبي الإسلامي و Booking.com

حاملي بطاقاتSpice المغطاة ( ابتداءً من 01 يوليو 2024)

* بطاقات الأعمال المصرفية المغطاة برصيد المكافآت:

اعتباراً من 30 يونيو 2024، سيتوقف المصرف عن منح نقاط المكافآت الحالية مقابل المعاملات على بطاقتك المغطاة للأعمال وسيتم استبدال رصيد نقاط مكافآتك الحالي بأعلى معدل استرداد كإرجاع نقدي في كشف حساب بطاقتك لشهر يوليو2024. إن استمراركم في استخدام البطاقة يعد قبولاً من قبلكم بهذا التغيير، وإذا أردتم غير ذلك فيرجى التواصل مع المصرف لإجراءات عملية إلغاء البطاقة.

2. مراجعة الشروط والأحكام الخاصة بالبطاقات المغطاة

لن تنطبق الأقسام التالية من شروط وأحكام البطاقة المغطاة من مصرف أبوظبي الإسلامي على بطاقتك المغطاة وسيتم استبدالها بمعدلات كسب المكافآت المذكورة أعلاه.

23. الإرجاع النقدي والمكافآت- الشروط والأحكام
24.1عروض الإرجاع النقدي
24.2 عروض نقاط المكافآت
28. الإرجاع النقدي لفواتير المطاعم - الشروط والأحكام
29. برنامج المكافآت – الشروط والأحكام

إيقاف إصدار بطاقات مغطاة مختارة من مصرف أبوظبي الإسلامي

اعتبارًا من 19 ديسمبر 2023

سيتوقف إصدار البطاقات المغطاة التالية من مصرف أبوظبي الإسلامي اعتبارًا من 19 ديسمبر 2023:

1. بطاقة Value
2. بطاقة Booking.com Signature الحالية
3. بطاقة Booking.com Infinite
4. بطاقة بسمات الذهبية
5. بطاقة بسمات البلاتينية

---

تحديث بشأن المسار السريع إلى فئة سكاي واردز جولد من طيران الإمارات لبطاقات سكاي واردز المغطاة من مصرف أبوظبي الإسلامي وطيران الإمارات*.

اعتبارًا من 05 سبتمبر​ 2022

• لن يكون متعاملي بطاقة وورلد سكاي واردز المغطاة من مصرف أبوظبي الإسلامي وطيران الإمارات مؤهلين للحصول على المسار السريع إلى فئة سكاي واردز جولد من طيران الإمارات.
• سيكون متعاملي بطاقة سكاي واردز وورلد إيليت الإضافية المغطاة من مصرف أبوظبي الإسلامي وطيران الإمارات مؤهلين للحصول على المسار السريع إلى فئة سكاي واردز جولد من طيران الإمارات وفقًا للمعايير المنقحة التالية:
  • يدفع المتعامل رسومًا سنوية قدرها 4,500 درهم إماراتي للبطاقة الإضافية.
  • ينفق المتعامل 5500 درهم إماراتي على طيران الإمارات للتأهل للترقية لفئة سكاي واردز جولد طيران الإمارات بالإضافة إلى إنفاق حامل البطاقة الرئيسي 5500 درهم إماراتي على طيران الإمارات.

* ستدخل المراجعة على المسار السريع إلى فئة سكاي واردز جولد من طيران الإمارات حيز التنفيذ في تاريخ الذكرى السنوية في أو بعد 6 ديسمبر 2022 لجميع متعاملي بطاقات سكاي واردز المغطاة من مصرف أبوظبي الإسلامي وطيران الإمارات.

*ستدخل مراجعة المسار السريع للفئة الذهبية من سكاي واردز طيران الإمارات حيز التنفيذ في تاريخ الإصدار في أو بعد 5 سبتمبر 2023 لجميع متعاملي بطاقات سكاي واردز المغطاة من مصرف أبوظبي الإسلامي وطيران الإمارات للبطاقات الصادرة بعد 25 سبتمبر 2022.

---

Following revisions will be applicable for you covered card

Effective: 01^st August 2023

1. Revision in the reward points / miles / cashback earned for transactions in the European Economic Area* (EEA)

*European Economic Area (EEA) refers to countries which are part of the European Economic Area as per prevailing Visa/Master guidelines.

Please note:

1. Covered Card Products not mentioned in the above table are currently out of scope for these changes.
2. For international transactions outside EEA, the rewards will remain without any change for all Covered Card products.
3. These changes apply to customers who have received notification from the Bank and to customers who applied for a Covered Card post 01st June 2023.

2. Revision in the Terms and Conditions for Covered Cards

Terms and Conditions for ADIB Covered Cards are available here

Non-AED Transaction Service Fee and AED International Transaction Service Fee for ADIB Business Cards

Effective: 15^th July 2023

Non-AED Transaction Service Fee and AED International Transaction Service Fee for ADIB Business Cards will be revised as follows:

Non-AED Transaction Service Fee

Applicable Date	Before 15th of July 2023	15th of July 2023 and onwards
ADIB Business Debit Card	1.93%*	1.99%*
ADIB Business Covered Card	3.1%**	2.3%***

* Added over and above of both spot rate that is applied by Visa on the date of conversion and the Visa fee.
** Added to the Non-AED transactions' wholesale foreign exchange market spot rate that is selected and applied by Visa on the date of conversion.
*** Added to the Non-AED transactions' wholesale foreign exchange market spot rate that is selected and applied by Visa/MasterCard on the date of conversion in addition to the fee of Visa/MasterCard.

AED International Transaction Service Fee

Applicable Date	Before 15th of July 2023	15th of July 2023 and onwards
ADIB Business Covered Card	1.8%****	1.99%****

****For transactions that take place outside the UAE where the Cardholder pays the merchant in AED.

Discontinuation of ADIB Edge Covered Card

Effective: 1^st May 2023

ADIB Edge Covered Cards will no longer be sourced from 1^st May 2023.

Non-AED Transaction Service Fee and AED International Transaction Service Fee for ADIB Cards 

Effective: 15^th June 2023​

Non-AED Transaction Service Fee and AED International Transaction Service Fee for ADIB Cards will be revised as follows:

Non-AED Transaction Service Fee

Applicable Date	Before 15th of June 2023	15th of June 2023 and onwards
ADIB Debit Card	1.93%*	1.99%*
ADIB Covered Card	3.1%**	2.3%***

​* Added over and above of both spot rate that is applied by Visa on the date of conversion and the Visa fee.

** Added to the Non-AED transactions' wholesale foreign exchange market spot rate that is selected and applied by Visa on the date of conversion​

*** Added to the Non-AED transactions' wholesale foreign exchange market spot rate that is selected and applied by Visa/MasterCard on the date of conversion in addition to the fee of Visa/MasterCard. 

AED International Transaction Service Fee

Applicable date​	Before 15th of June 2023	15th of June 2023 and onwards
ADIB Covered Card	1.8%****	1.99%****

 

****For transactions that take place outside the UAE where the Cardholder pays the merchant in AED.

Mastercard Travel Pass will replace LoungeKey for airport lounge access on eligible ADIB Mastercard covered cards

Effective: 1^st April 2023

ADIB Mastercard covered cardholders eligible for airport lounge access benefits, will need to download the Mastercard Travel Pass app, register ADIB MasterCard and generate QR code to access airport lounge. Mastercard will discontinue LoungeKey program on 31 March 2023. Physical ADIB Mastercard will not be accepted, and valid airport lounges can be accessed with eligible ADIB Mastercard via Mastercard Travel Pass app (live on iOS and Android app stores).

Discontinuation of ADIB Spice Covered Card

Effective: 19^th January 2023

ADIB Spice Covered Cards will no longer be sourced post 19th January 2023.

Discontinuation of ADIB Cashback Gold Covered Card and ADIB Cashback Platinum Covered Card

Effective: 19^th January 2023

ADIB Cashback Gold Covered Cards and ADIB Cashback Platinum Covered Cards will no longer be sourced post 19th January 2023.

Discontinuation of Valet Parking Services at Dubai Courts

Effective: 1^st January 2023

Valet parking at Dubai Courts offered on select ADIB Cards will be discontinued. For more details on valet parking locations please visit valet parking locations Thank you.

Discontinuation of ADIB DANA Covered Card

Effective: 1^st October 2022

ADIB DANA Covered Cards will no longer be sourced post 1st October 2022.

Discontinuation of ADIB Value+ Covered Card

Effective: 1^st October 2022

ADIB Value+ Covered Cards will no longer be sourced post 1^st October 2022.

Update on fast track to Emirates Skywards Gold Tier for ADIB Emirates Skywards Covered Cards*.

Effective: 6^th December 2022

• ADIB Emirates Skywards World Covered Card customers will not be eligible for fast track to Emirates Skywards Gold Tier
• ADIB Emirates Skywards World Elite Supplementary Covered Card customers will be eligible for fast track to Emirates Skywards Gold Tier subject to following revised criteria:
  • Customer makes Annual Fee payment of AED 4,500 for Supplementary card.
  • Customer spends AED 5,500 on Emirates Airlines to qualify for Emirates Skywards Gold Tier upgrade in addition to that of Principal cardholder spend qualification of AED 5,500 on Emirates Airlines.

* Revision on fast track to Emirates Skywards Gold Tier will come into effect on anniversary date falling on or after 06 December 2022 for all existing ADIB Emirates Skywards Covered Cards customers.

Revision of Valet Parking benefit on ADIB Cards – Location and Eligible Cards

Effective: 1^st November​ 2022

• Valet Parking at Yas Mall offered on select ADIB Cards will be discontinued.
• 2 V​alet Parking visits per month (standard parking only) will be offered for Edge/Diamond Infinite, Booking.com Signature and Dana Mastercard Covered Cards.
• Valet Parking benefit will not be offered on ADIB Etisalat Platinum, ADIB Smiles Platinum, ADIB Cashback Platinum and ADIB Rotana Covered Cards.

For more details on valet parking locations and eligible cards, please visit valet parking locations.

ADIB Rotana Rewards Exclusive Visa card

ADIB Rotana Rewards Exclusive Visa card will no longer be sourced post 1st July 2018.

Lounge benefit eligibility update effective 1st January 2019

1st January 2019

Starting 1st of October 2019 any excess lounge usages and/ or excess guest visit charges will be revised to USD 32 from existing USD 27. All remaining lounge features will remain the same. For full details of your lounge coverage, please visit cards.adib.ae and chose your card type.

Card Type	Current Eligibility	New eligibility Effective 1st of Jan 2019	Terms and Conditions
Debit Infinite Edge Booking infinite	Unlimited	12 complementary visits per calendar year	Card must be active Minimum of USD 1 international transaction spent on that card in the calendar year before accessing the lounge Minimum spent criteria of USD 1 international transaction spent can be waived on the initial 2 visits to the lounge Complimentary lounge access will be provided for card holder + one guest accompanying; considering the guest access will be tagged as a separate visit and will be counted towards the 12 complimentary visits extended to the cardholder. Each extra or non-qualified visit will be charged USD 27 The USD 1 transaction spend can take up to 15 days to reflect on the VISA system. Qualification criterion has to be fulfilled at the time of the visit to the lounge. Qualification criteria applies also towards supplementary card.
Debit Signature Booking Signature Etisalat Signature	Unlimited	8 complementary visits per calendar year	Card must be active Minimum of USD 1 international transaction spent on that card in the calendar year before accessing the lounge Minimum spent criteria of USD 1 international transaction spent can be waived only towards the first lounge visit Complimentary lounge access is valid only for the cardholder. Each extra or non-qualified visit will be charged USD 27 The USD 1 transaction spend can take up to 15 days to reflect on the VISA system. Qualification criterion has to be fulfilled at the time of the visit to the lounge. Qualification criteria applies also towards supplementary card.

Discontinuing ADIB travel desk

11th November 2018

Dear Customer your ADIB Travel Desk service have been discontinued. Please visit our offer and promotions page to explore attractive offers as an ADIB covered card holder https://www.adib.ae/en/Pages/Personal_Offers_And_Promotions.aspx

Update in earning of Etisalat Smiles point for ADIB Etisalat Covered Cards

1st February 2018

Effective from 1st April 2018, ADIB Etisalat Non self-Funded Covered Card customers will be awarded as per the new propositions below for local, international and specific merchant retail spends.

Etisalat Non self-Funded Covered Card	Revised points
	Classic	Gold	Platinum	Signature
Local and International transactions per AED 1	1.5	3	4	6
Specific merchant* transactions per AED 1	1	1	1	1
Maximum Etisalat Smiles points	Maximum Etisalat Smiles points can be earned per month subject to cover limit of the card up to a maximum of 100,000 Etisalat smiles points	Maximum Etisalat Smiles points can be earned per month subject to cover limit of the card up to a maximum of 100,000 Etisalat smiles points	Maximum Etisalat Smiles points can be earned per month subject to cover limit of the card up to a maximum of 150,000 Etisalat smiles points	Maximum Etisalat Smiles points can be earned per month subject to cover limit of the card.

Etisalat Self-Funded Covered Card	Revised points
	Classic	Gold	Platinum	Signature
Local and International transactions per AED 1	1.5	3	4	6
Specific merchant*  transactions per AED 1	1	1	1	1
Maximum Etisalat Smiles points	Maximum Etisalat Smiles points can be earned per month subject to cover limit of the card up to a maximum of 100,000 Etisalat smiles points	Maximum Etisalat Smiles points can be earned per month subject to cover limit of the card up to a maximum of 100,000 Etisalat smiles points	Maximum Etisalat Smiles points can be earned per month subject to cover limit of the card up to a maximum of 150,000 Etisalat smiles points	Maximum Etisalat Smiles points can be earned per month subject to cover limit of the card.

*Specific merchants in the following card categories will earn miles as per the list below for UAE transactions: Supermarkets, Government Services (e.g. Fines, Taxes, Bonds), Utilities, Education, Service/Petrol Stations, Real Estate Agents, Public Transport (e.g. Taxis, Metro, Buses), Road Tolls/Salik, Charities/Religious Organizations.

Important Notes

• *No change to ADIB Etisalat Signup points and Annual Fees applicable to the product.
  
• *Monthly and Annual Etisalat Bonus Smile Reward Points on Etisalat Signature Card have been discontinued effective from 1st April 2018.
  
• Monthly bonus of 5,000 Etisalat Smile Reward Points awarded against Monthly Qualifying Expenditures of AED 10,000 or above and annual bonus 250,000 Etisalat Smile Reward Points awarded against annual Qualifying Expenditures of AED 150,000 or above, will not be awarded to both New and Existing Etisalat Signature Cardholders effective from 1st April 2018.
  

Covered Card Takaful

1st October 2017

Dear Cover Cardholders enrolled in ADIB Covered Card Takaful Scheme since 1st January 2015 onwards, we hereby inform you that your Takaful coverage on you ADIB Covered Card is now provided by Dubai Islamic Insurance & Reinsurance Company (AMAN) instead of Abu Dhabi National Takaful Company (TAKAFUL) with effect from 1st October 2017. Please note that there will not be any change in your Monthly Contribution Amount or your Takaful coverage & benefits.

For more information about the new Takaful provider, please visit www.aman.ae

Covered Card Takaful

8th June 2016

Click here for details on Covered Card Takaful

Revision in Valet Parking Locations for ADIB Visa Infinite / ADIB Visa Diamond Covered Cards

Dear Customer, Valet parking locations on your ADIB Covered Card have been revised effective 1st April 2016. Kindly visit the respective ADIB Covered Card webpage for details

Update in earning of Etihad Guest Miles for ADIB Etihad Self-Funded Covered Cards

Effective from 1st March 2016, ADIB Etihad Self-Funded Covered Card customers will be awarded as per the new propositions below for local & international retail spends.

Etihad Self-Funded Covered Card	Revised Miles
	Classic	Gold	Platinum
Signup Miles	4,000	7,000	15,000
Local AED transactions per AED 4	0.30	0.60	1.10
Intl. Non-AED transactions per AED 4	0.30	0.60	1.50

Update in earning of Etihad Guest Miles for ADIB Etihad Guest Visa Gold and Classic Covered Cards

Effective from 1st Feb-2016, ADIB Etihad Guest Gold & Classic Covered Card customers will be awarded as per the below new proposition for local & international retail spends.

ADIB Etihad Guest Visa Covered Card (For Murabaha Based only)	Retail Transaction Type	Previous Miles Earning	Revised Miles Earning
Gold	Local International	1.65 Miles per AED 4 2.0 Miles per AED 4	1 Miles per AED 4 1.5 Miles per AED 4
Classic	Local International	1.1 Miles per AED 4 1.5 Miles per AED 4	0.75 Miles per AED 4 1 Miles per AED 4

Important Note: No change to ADIB Etihad Visa Platinum Card, and No Changes to earning miles at specific merchants.

Revision to Roadside Assistance benefits for ADIB Cards

Dear Customer, Roadside Assistance benefits on your ADIB Card have been revised.

Roadside Assistance package includes:

• Free Unlimited City Limit Towing Services
  
• Inter Emirate Towing limited to 3 times in a year
  
• Free Jump Start Services
  
• Free Flat Tyre Service
  
• Free Lock Out Service
  
• Free Fuel Delivery Service
  
• Free Vehicle Registration Service once a year
  
• Free Rent a car for 24 hours (normal car) in conjunction with an accident
  

Please note Roadside Assistance benefits for ADIB Visa Platinum Rewards and ADIB Titanium MasterCard Rewards Covered Cards have been discontinued effective 1st December 2015.

Update in earning of Etihad Guest Miles for ADIB Etihad Guest Visa Covered Cards

30th September 2015

Dear Customer, We have changed the earning of miles to reward you when you travel and spend internationally with your ADIB Etihad Guest Visa Covered Cards:

ADIB Etihad Guest Visa Covered Card Type	Previous Miles Earning	Revised Miles Earning for Local Retail Spend*	Revised Miles Earning for International Retail Spend
Platinum	2.5 Miles per AED 4	2.2 Miles per AED 4	3 Miles per AED 4
Gold	2 Miles per AED 4	1.65 Miles per AED 4	2 Miles per AED 4
Classic	1.5 Miles per AED 4	1.1 Miles per AED 4	1.5 Miles per AED 4

*Specific merchants in the following card categories will earn miles as per the list below for UAE transactions: Supermarkets, Government Services (e.g. Fines, Taxes, Bonds), Utilities, Education, Service/Petrol Stations, Real Estate Agents, Public Transport (e.g. Taxis, Metro, Buses), Road Tolls/Salik, Charities/Religious Organisations.

• ADIB Etihad Guest Visa Platinum Card: 1 Mile
  
• ADIB Etihad Guest Visa Gold Card: 0.5 Miles
  
• ADIB Etihad Guest Visa Classic Card: 0.25 Miles
  

Update in Product Terms for self-funded Etihad Guest Visa Cards

17th September 2015

The self-funded Etihad Cards will receive Etihad Miles as below:

Etihad self-funded Card	Applicable Annual Fee	Welcome/signup miles	Miles Earning
Platinum	AED 700	3000 Miles	1 Mile per AED 4 Retail Purchase
Gold	AED 350	2000 Miles	0.5 Mile per AED 4 Retail Purchase
Classic	AED 200	1000 Miles	0.25 Mile per AED 4 Retail Purchase

Note:

• Welcome Signup Miles will be applicable for new self-funded Etihad Card only.
  
• No Miles applicable for Cash withdrawal transactions
  

Transferring customers

If you are transferring to ADIB, we recently sent you an email/letter outlining some key information regarding your card/account. Please find below additional information relevant to your account transfer:

• SERCO BPO Services FZ has been appointed by ADIB to act as an agent on your behalf in order to simplify the documentation execution and issuance process for your ADIB card/account.
  
• If you have any questions regarding your transfer or appointment of the third party agent please call us on 04-428 6000 and we will ensure a bank official contacts you at a convenient time.
  
• Also, you will be receiving your detailed terms and conditions as part of the welcome pack as communicated to you in our recent email or letter.
  

Please note that ADIB will never request you to send/share sensitive information in any unsecured communications such as email.

Amendment to T&Cs:

Clause 14 of ADIB Covered card terms & conditions to be read as:

• 14.10.1 In the event of payment default by the Customer, ADIB shall be entitled to open an account at ADIB and present the promissory note or security cheque provided by the Customer together with the card application form.
• 14.10.2 The security held against the Card Account, such as salary assignment, promissory note, security cheque, deposit, guarantee or any other security shall not be released until forty five (45) business days after the cancellation and full settlement of the Card Limit (if any).

We apologize for any inconvenience related to lounge access; We are working on resolving the lounge access on a priority.