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Key Benefits

Financing up to AED 1.5* million

Easy & fast application process

Competitive financing profit rate

Flexible tenor

Collateral free business finance for Working Capital Finance​

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Accessibility to expert advice​

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Financing up to AED 1.5* million​

​

Easy & fast application process​​

​​

Competitive financing profit rate

​

Flexible tenor

​

​

Collateral free business finance for ​​​​Working Capital Finance​

​

Accessibility to expert advice

​*Terms and conditio​ns apply

Schedule of Charges​

​Banking service agreement​​​​​​​​

​​

Documents you'll need

  • Original valid passport, residence visa, and Emirates ID for signatories / partners
  • Trade license
  • Memorandum of association
  • Last 12 months bank statements
  • Audit financial statement for finance amount above AED 1 million
  • VAT registration certificate

*Additional documents may be requested according to ADIB policies and procedures​​​

Eligibility

  • Minimum Length of Business: 5 Years
  • Annual Turnover: AED 5 million – AED 25 million
  • Al Etihad Credit Bureau Reports for Obligor (SME) and Guarantor / Active Partners (UAE National & Expats): No Default History
  • Central Bank Risk Bureau Reports for Obligor (SME) and Guarantor / Active Partners (UAE National & Expats): Normal Classification

* Other eligibility criteria terms and conditions apply​​

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By Phone

02 6578777

INTERNATIONAL
+971 2 6578777​

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