Visa Instalment Solution conveniently convert purchases into Easy Instalment Plans (EIP) directly from the point-of-sale (POS) terminal.
The ADIB Short Term Investment Account offers daily access to your wealth along with the possibility to earn a higher profit rate (compared to a regular Savings Account) for investment amounts starting at AED 10,000/-.
A Higher Expected Profit Rate
Standing Instructions
Foreign Currency Remittances
Account Statements
A higher profit rate is expected for ADIB Short Term Investment Account holders (compared to a regular Savings Account). Profits are calculated daily and credited to your account on a monthly basis.
Standing Instructions help manage your time by automatically making payments for regular transactions (such as bill payments, transfers, donations or installments) on your chosen dates.
in USD and GBP.
If the account balance drops to 0.00 AED.
Your account statements are also sent to you by postal mail on a quarterly basis.
How is this Shari'a compliant?
This investment account is based on the Islamic principle of Mudaraba where you share profits and bear losses as stipulated in the Banking Service Agreement.
Banking Services and Tariff Board - (valid till: 14th February 2025) Banking Services and Tariff Board - (effective from: 15th February 2025)General Terms and Conditions for Accounts and Islamic Banking Services New Announcment of Profit Distribution Method date:01/12/2022 Key Facts Statement
Click here for Customer Profit Rate for last 24 months
Customer Profit Rate for October 2024