SAVE TODAY, WIN TOMORROW
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SAVE TODAY, WIN TOMORROW

Here's your chance to win unbelievable prizes when you open an ADIB Ghina Account from 1 Nov 2024 – 28 Feb 2025!

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Open an ADIB Ghina Savings Account or increase your existing Ghina Savings account balance and you could get a chance to win AED 1 Million or 1 million Etihad Guest Miles or a brand new Nissan Patrol or one of the 45 cash prizes EVERY MONTH from 1 Nov 2024 until 28 Feb 2025!

Every AED 20,000 deposited in the new or existing Ghina accounts gets you one entry to the draw - the more you save, the more your chances of winning.

View terms and conditions here
Click here to view examples of Average Monthly Balance Calculation

Key Benefits

  • icon Save smartly with ADIB Ghina
  • Expected quarterly profits Expected quarterly profits
  • icon Standing Instructions
  • Icon Free ADIB Visa Debit Card
Save with Ghina

Save smartly with ADIB Ghina

Save smartly with ADIB Ghina

​

You can be 1 of 46 lucky winners EVERY MONTH to win:

  • 1 winner to 1 million Etihad Guest Miles
  • 1 winner to 1 Nissan Patrol
  • 1 winner to win AED 1 Million
  • 1 of 10 winners to win AED 10,000
  • 1 of 10 winners to win AED 5,000
  • 1 of 25 winners to win AED 2,000

Profit Rate

Expected quarterly profits

Expected quarterly profits

​ Calculated on a monthly basis and credited to your account every quarter.

ADIB Visa Debit Card

Free ADIB Visa Debit Card

Free ADIB Visa Debit Card

​ Check balances, withdraw cash (with higher withdrawal limits), pay bills, and transfer funds for free at over 500 ADIB ATMs across the UAE & other banks ATMs (charges apply). You can also shop with your ADIB Visa Debit card at thousands of retail stores locally and internationally.

ADIB Mobile App

ADIB Mobile Banking App

ADIB Mobile Banking App

​ Bank anytime, anywhere with the ADIB Mobile Banking App. You can manage your card on the go by downloading ADIB Mobile Banking App from iTunes App Store, Google Play Store, or the HUAWEI AppGallery.

Standing Instructions

Standing Instructions

Standing Instructions

​ Manage your time by automatically making payments for regular transactions (such as bill payments, transfers, donations or installments) on your chosen dates.

Benefit

24 hour Banking Services

24 hour Banking Services

​

In addition to our mobile app, you will always have:

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Important Information

Important Information

Documents you will need

  • Original passport (for UAE National, Residents and Non-Residents).
  • Valid Emirates ID (for UAE Nationals & Residents)
  • Initial deposit AED 20,000.
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Draw Schedules

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Winners List

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Winners' List

Winners List

Profit Rates

Profit Rates
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Winners List

Draw Date:January 09, 2025

Winner's Name Prize Amount
AMNA ABDELRAHIM AED 1 MILLION
ALAA EDDIN AL JABBAN Nissan Patrol 2025
FATIMA SAEED 1 MILLION Etihad Guest Miles

Winner's Name Prize Amount
ADNAN MOHAMED AED 10,000
MOHAMMED ABDULLA
ABDULLA IBRAHIM
HUSAM AHMED
ABDELHAFID BRAHMA
ABDULRAHMAN MOHAMMAD
HAMAD KHALED
SHIFA OMAR
SALIM AMIR
AYESHA IBRAHIM

Winner's Name Prize Amount
ABDULLA ALI AED 5,000
AYSHA SALEM
MAJID ABDELRAHMAN
DANA KHALED
ALAWEYA MOHAMED
AMAL ABDULRAZAQ
MARWA MAJIDI
AMMAR REFAIE
ABDOLHAMID ASKARI
SHAIKHA FAWAGHI

Winner's Name Prize Amount
FATIMA ALI AED 2,000
SULTAN MOHAMED S
SULTAN MOHAMED K
ZINAH MAHMOOD
Moh Hersi
DORY HEDAYED
PRANAY KUMAR
MOHAMMED SAEED
HAITHAM MAHMOUD
ZAID ABDULAZIZ
MARYAM ABDULLATIF
SAEED SUHAIL
NOORA ABDULLA
ALI SALEM
NOURA HASSAN
RASHED SAIF
MOHAMED ABDELMONEM
MUBARAK MOHAMED
ABEER MOHAMMED
KHALFAN ABDULNABI
ABDULLA MOHAMED
MARYAM AHMED
FATMA SALEH
AMANI EBRAHIM
MOUZA KHALFAN
Draw Schedules

2024

Draw Draw Date
111th January 2024
208th February 2024
314th March 2024
411th April 2024
509th May 2024
613th June 2024
711th July 2024
808th August 2024
912th September 2024
1010th October 2024
1114th November 2024
1212th December 2024

2023

Draw Draw Date Number of Winners
112th January 202310 winners of AED 10,000 each
29th February 202310 winners of AED 10,000 each
39th March 202310 winners of AED 10,000 each
4 - GRAND DRAW! 13th April 2023 1 Winner of AED 3 million + 10 winners of AED 10,000 each
511th May 202310 winners of AED 10,000 each
68th June 202310 winners of AED 10,000 each
713th July 202310 winners of AED 10,000 each
8 - GRAND DRAW! 10th August 2023 1 Winner of AED 3 million + 10 winners of AED 10,000 each
914th September 202310 winners of AED 10,000 each
1012th October 202310 winners of AED 10,000 each
119th November 202310 winners of AED 10,000 each
12 - GRAND DRAW! 14th December 2023 1 Winner of AED 3 million + 10 winners of AED 10,000 each

2022

Draw Draw Date Number of Winners
113th January 202210 winners of AED 10,000 each
210th February 202210 winners of AED 10,000 each
310th March 202210 winners of AED 10,000 each
4 - GRAND DRAW! 14th April 2022 1 Winner of AED 3 million + 10 winners of AED 10,000 each
512th May 202210 winners of AED 10,000 each
69th June 202210 winners of AED 10,000 each
714th July 202210 winners of AED 10,000 each
8 - GRAND DRAW! 11th August 2022 1 Winner of AED 3 million + 10 winners of AED 10,000 each
98th September 202210 winners of AED 10,000 each
1013th October 202210 winners of AED 10,000 each
1110th November 202210 winners of AED 10,000 each
12 - GRAND DRAW! 8th December 2022 1 Winner of AED 3 million + 10 winners of AED 10,000 each

2021

Draw Draw Date Number of Winners
114th January 202110 winners of AED 10,000 each
211th February 202110 winners of AED 10,000 each
311th March 202110 winners of AED 10,000 each
4 – GRAND DRAW! 8th April 2021 1 Winner of AED 3 million + 10 winners of AED 10,000 each
513th May 202110 winners of AED 10,000 each
610th June 202110 winners of AED 10,000 each
78th July 202110 winners of AED 10,000 each
8 – GRAND DRAW! 12th August 2021 1 Winner of AED 3 million + 10 winners of AED 10,000 each
99th September 202110 winners of AED 10,000 each
1014th October 202110 winners of AED 10,000 each
1111th November 202110 winners of AED 10,000 each
12 – GRAND DRAW! 9th December 2021 1 Winner of AED 3 million + 10 winners of AED 10,000 each

2020

Draw Draw Date Number of Winners
19th January 202010 winners of AED 10,000 each
213th February 202010 winners of AED 10,000 each
312th March 202010 winners of AED 10,000 each
4 – GRAND DRAW! 9th April 2020 1 Winner of AED 3 million + 10 winners of AED 10,000 each
514th May 202010 winners of AED 10,000 each
611th June 202010 winners of AED 10,000 each
79th July 202010 winners of AED 10,000 each
8 – GRAND DRAW! 13th August 2020 1 Winner of AED 3 million + 10 winners of AED 10,000 each
910th September 202010 winners of AED 10,000 each
108th October 202010 winners of AED 10,000 each
1112th November 202010 winners of AED 10,000 each
12 – GRAND DRAW! 10th December 2020 1 Winner of AED 3 million + 10 winners of AED 10,000 each

2019

Draw Draw Date Number of Winners
110th January 201910 winners of AED 10,000 each
214th February 201910 winners of AED 10,000 each
314th March 201910 winners of AED 10,000 each
4 – GRAND DRAW! 11th April 2019 1 Winner of AED 3 million + 10 winners of AED 10,000 each
509th May 201910 winners of AED 10,000 each
613th June 201910 winners of AED 10,000 each
711th July 201910 winners of AED 10,000 each
8 – GRAND DRAW! 08th August 2019 1 Winner of AED 3 million + 10 winners of AED 10,000 each
912th September 201910 winners of AED 10,000 each
1010th October 201910 winners of AED 10,000 each
1114th November 201910 winners of AED 10,000 each
12 – GRAND DRAW! 12th December 2019 1 Winner of AED 3 million + 10 winners of AED 10,000 each

 

 

2018

Draw Draw Date Number of Winners
111th January 201810 winners of AED 10,000 each
28th February 201810 winners of AED 10,000 each
38th March 201810 winners of AED 10,000 each
4 – GRAND DRAW! 12th April 2018 1 Winner of AED 3 million + 10 winners of AED 10,000 each
510th May 201810 winners of AED 10,000 each
614th June 201810 winners of AED 10,000 each
712th July 201810 winners of AED 10,000 each
8 – GRAND DRAW! 9th August 2018 1 Winner of AED 3 million + 10 winners of AED 10,000 each
913th September 201810 winners of AED 10,000 each
1011th October 201810 winners of AED 10,000 each
118th November 201810 winners of AED 10,000 each
12 – GRAND DRAW! 13th December 2018 1 Winner of AED 3 million + 10 winners of AED 10,000 each

 

 

2017

Draw Draw Date Number of Winners
112th January 201720 winners of AED 10,000 each
29th February 201720 winners of AED 10,000 each
39th March 201720 winners of AED 10,000 each
4 – GRAND DRAW! 13th April 2017 1 Winner of AED 3 million + 20 winners of AED 10,000 each
511th May 201720 winners of AED 10,000 each
68th June 201720 winners of AED 10,000 each
713th July 201720 winners of AED 10,000 each
8 – GRAND DRAW! 10th August 2017 1 Winner of AED 3 million + 20 winners of AED 10,000 each
914th September 201720 winners of AED 10,000 each
1012th October 201720 winners of AED 10,000 each
119th November 201720 winners of AED 10,000 each
12 – GRAND DRAW! 14th December 2017 1 Winner of AED 3 million + 20 winners of AED 10,000 each

 

2016

Draw Draw Date Number of Winners
114th January 201620 winners of AED 10,000 each
211th February 201620 winners of AED 10,000 each
330th​ March 201620 winners of AED 10,000 each
4 – GRAND DRAW! 14th April 2016 1 Winner of AED 3 million + 20 winners of AED 10,000 each
512th May 201620 winners of AED 10,000 each
69th June 201620 winners of AED 10,000 each
714th July 201620 winners of AED 10,000 each
8 – GRAND DRAW! 11th August 2016 1 Winner of AED 3 million + 20 winners of AED 10,000 each
98th September 201620 winners of AED 10,000 each
1013th October 201620 winners of AED 10,000 each
1110th November 201620 winners of AED 10,000 each
12 – GRAND DRAW! 8th December 2016 1 Winner of AED 3 million + 20 winners of AED 10,000 each​​

Customer Profit Rate for November 2024

Tier5 K - 10 K10 K - 25 K> 25K
AED & USD0.330%0.340%0.350%
EUR0.330%0.340%0.350%
GBP0.330%
0.340%0.350%
CHF0.330%0.340%0.350%
CAD0.330%0.340%0.350%
JPY0.330%0.340%0.350%
  • Above are the actual profit distribution rates for AED & USD deposits for November 2024. Future month profit distribution rates, if any, may vary and will be made in accordance with the ADIB's Banking Services Agreement. Ghina Prizes are paid from ADIB's Shareholders funds.
  • Please note that profit distribution to the Ghina Savings account is on a quarterly basis.

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