Electron Account
Accounts

Electron Account

The ADIB Electron Account is a simple bank account offering you an easy-to-use demand deposit account for New to UAE Residents (UAE Residency under process)

Key Benefits

  • Icon Free Unlimited Teller Transactions At Over 60 Branches Across The UAE
  • Icon Free ADIB Visa Debit Card
  • Icon ADIB Mobile Banking App
  • icon Standing Instructions
Unlimited Cash Tellers

Free Unlimited Teller Transactions At Over 60 Branches Across The UAE

Free Unlimited Teller Transactions At Over 60 Branches Across The UAE

​ Enjoy teller sevices at any ADIB Branch free of cost. You can choose from over 60 branches in the UAE including Dana Women’s Banking Branches and Mall Branches with extended hours.

ADIB Visa Debit Card

Free ADIB Visa Debit Card

Free ADIB Visa Debit Card

​ Check balances, withdraw cash (with higher withdrawal limits), pay bills, and transfer funds for free at over 500 ADIB ATMs across the UAE & other banks ATMs (charges apply). You can also shop with your ADIB Visa Debit card at thousands of retail stores locally and internationally.

Benefit

24 hour Banking Services

24 hour Banking Services

In addition to our mobile app, you will always have:

ADIB Mobile App

ADIB Mobile Banking App

ADIB Mobile Banking App

​ Bank anytime, anywhere with the ADIB Mobile Banking App. You can manage your card on the go by downloading ADIB Mobile Banking App from iTunes App Store, Google Play Store, or the HUAWEI AppGallery.

e-Statements

Free e-Statements

Free e-Statements

e-Statements are delivered to your mailbox on a monthly basis at no extra cost.

Standing Instructions

Standing Instructions

Standing Instructions

​ Manage your time by automatically making payments for regular transactions (such as bill payments, transfers, donations or installments) on your chosen dates.

ADIB Websecure

ADIB WebSecure

ADIB WebSecure

Ensuring online shopping is safe

(click here to know more)

E-Statement

Account Statements

Account Statements

Your account statements are also sent to you by postal mail on a monthly basis.

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How is this Shari'a compliant?

This account is based on the Islamic principle of Qard Hasan - where your deposits are considered as a non-profit bearing loan to ADIB. The bank will be obliged to return the lent amount at any time upon the request of the customer.

Documents you'll need

    • Original Passport (for UAE Nationals & Residents) – Joint Accounts, please bring all original passports and all account holders should also be present
    • Valid Emirates ID (for UAE Nationals & Residents)
    • Electron account may be opened for customers with minimum salary of AED 5,000, i.e. Salary of AED5,000 or more to be declared in the account opening form
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