TOOLS & CALCULATORS HELP ME CHOOSE A CARD

Key Benefits

Financing upto AED 30 million for Nationals and Expatriates

Profit rates as low as 2.49% per annum

Special rate for financing handover payments to developers

Financing upto 80% of property value

Financing Amount

Upto AED 30 million upto 80% of property valuefor Nationals and Expatriates


Competitive Profit Rates

As low as 2.49% per annum


Special rate

For financing handover payments to developers


Instant pre-qualification


Grace Period

First payment postponement up to 6 months (optional).


No Early Settlement Fees

When selling the property


Property Insurance

Paid by ADIB for full tenure

Documents you'll need

Salaried:

  1. Valid Passport & Emirates ID copy
  2. Valid residence visa copy (Expats residents Only)
  3. ​Khulasat Al Qaid (Family book for UAE Nationals only)
  4. Salary Certificate
  5. 3-month bank statement
  6. Liability Letter (if applicable)
  7. Property ownership documents

Self- Employed (individuals):

  1. Valid Passport & Emirates ID copy
  2. Valid residence visa copy (Expats residents Only)
  3. ​Khulasat Al Qaid (Family book for UAE Nationals only)
  4. Company ownership documents
  5. 3-month bank statement
  6. Liability Letter (if applicable)
  7. Property ownership documents

Note: Further documents might be needed during the application process



Eligibility

Salaried:

  1. Monthly salary AED 10,000 for Salary Transfer and AED 15,000 for Non- Salary Transfer customers
  2. Min age 21 years at the time of application and max age 70 years for UAE National and 65 years for Expat at the time of finance maturity
  3. Properties located in all emirates

Self- Employed

  1. Annual turnover of AED 3,000,000
  2. Min age 30 years at the time of application and max age 70 years at the time of finance maturity
  3. Properties located in Abu Dhabi and Dubai only