Following terms and conditions apply:
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Campaign Period - The campaign period will be between 10th July 2023 until 10th September 2023 for all ADIB Visa Debit Cardholders only.
- Cumulative spend of AED 1000 (equivalent in foreign currency) will get you one entry to the raffle draw.
- Cardholders may win their total spend back done in foreign currency internationally with a maximum of AED 100,000. There will be a total of 5 winners selected by random draw.
- ATM transactions and transactions at Exchange Houses or similar merchants are excluded from this campaign. All transactions at merchants classified as “Security Brokers/Dealers" (under Visa Merchant Category Code 6211) including but not limited to National Bonds Corporation transactions are excluded from this campaign.
- ADIB encourages you to use your Debit Card only for necessary expenditures.
- Each ADIB Visa Debit Cardholder will be entitled to win only a single prize during the entire campaign period irrespective of the eligibility criteria that he/ she may comply with.
- The prizes cannot be exchanged for cash or any other equivalent prize.
- ADIB Call Center will contact the winners over the registered mobile number to notify them of the prize and will require to provide proof of identity and to sign an acknowledgment form, if deemed necessary.
- Purchase transactions made on the ADIB Visa Debit Card in the form of reversals, refunds or disputed purchases during the Campaign Period will be deducted from the qualifying spends.
- ADIB employees are not eligible to participate in the raffle draw.
- Prize amount will be credited to qualified Cardholders' accounts on or before 9th November 2023.
- If the ADIB Debit card or Account is blocked, closed or defaulted during the Campaign Period, Cardholder will not be eligible for this offer.
- The total prize amounts will be fully funded by Visa.
- Any dispute related to the prize should be raised within maximum of 6 months from the campaign end date.
- By participating in this campaign, customer agrees to be bound by all other ADIB Debit Card Terms and Conditions and the General Terms and Conditions for Accounts and Islamic Banking Services that prohibit using ADIB Debit Card to purchase any non-Shari'a compliant products or services as determined by ADIB's Internal Shari'a Supervisory Committee including but not limited to alcohol, pork products, gambling, tobacco, casinos, bars, nightclubs, merchants selling and/or providing pornography related products and/or services.
View the product Key Facts Statement.
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