ADIB | Sharia - Say Vs Dont say

As a leading bank guided by Islamic finance values, and a responsible corporate citizen, ADIB aspires to strengthen your belief that banking solutions should always be simple, fair, and transparent.

Here are some Shari'a compliant terms that we use:

Avoid Saying!	Say…
The Bank offers ~~Islamic loans at interest~~	The bank offers Islamic financing at profit
In Islamic financing, the customer is a ~~borrower~~	In Islamic financing, the customer is a financee
In Islamic financing, the bank is a ~~lender~~	In Islamic financing, the bank is a financier
In Islamic financing, the customer ~~repays~~ the finance amount	In Islamic financing, the customer settles the financing installments
The bank offers ~~credit card~~ based on Murabaha	The bank offers covered card based on Murabaha
The bank gets ~~late payment penalty~~	The bank gets Commitment to Charity amounts donated for charity
The bank pays periodic ~~interest~~ on the investment deposits	The bank pays realized profits on the investment deposits