TOOLS & CALCULATORS HELP ME CHOOSE A CARD

Using your ADIB Emirates Skywards Covered Card while travelling is more rewarding now!​

Earn 5,000 additional Skywards Miles when you use your ADIB Emirates Skywards Covered Card to meet the spend criteria​​ in foreign currency.​​​​​

Offer valid from 15th November until 31st December​ 2022

Following terms and conditions apply:

  • The Covered Cardholder has to register for the campaign through SMS by sending “REWARD” to 2400 for Reward Miles. Registration is mandatory to receive the Offer.
  • The campaign is applicable only for select Covered Cardholders to whom the promotion has been communicated by ADIB through SMS or Email. Customers who have not been sent the communication are not eligible.
  • All retail (point of sale) purchases and online purchases made in foreign currency during the campaign period will qualify for the promotion.
  • The Covered Cardholder has to complete the minimum cumulative purchase amount in foreign currency during the Campaign Period using the specified Covered Card as communicated above or by SMS.
  • Foreign currency transactions on the ADIB Covered Card in the form of reversals, refunds or disputed purchases during the Campaign Period will be deducted from the qualifying spends.
  • Cash withdrawal at ATMs, exchange houses or similar merchants are excluded from this campaign.
  • All transactions at merchants classified as “Security Brokers/Dealers” (under Visa Merchant Category Code 6211) including but not limited to National Bonds Corporation transactions are excluded from this campaign.
  • Rewards are capped at 5,000 Skywards Miles per card account.
  • Purchases made through supplementary Covered Cards will be clubbed with the linked primary Covered Card to calculate the overall qualifying purchase amount.
  • Reward Miles are Skywards Miles awarded to the customer if he/she meets the Qualification Criteria for the campaign over and above the regular miles that the customer receives as per the Covered Card proposition.
  • Reward Miles will be credited to qualified customers’ accounts on or before 28th February 2023.
  • Delinquent or blocked Covered Card customers during the promotion period will not be eligible for this promotion.
  • Any dispute related to the Rewards should be raised within 6 months from the campaign end date.
  • By participating in this campaign, customer agrees to be bound by all other ADIB Covered Card Terms that prohibit using ADIB Covered Card to purchase any non-Shari'a compliant products or services as determined by ADIB's Internal Shari’a Supervisory Committee including but not limited to alcohol, pork products, gambling, tobacco, casinos, bars, nightclubs, merchants selling and/or providing pornography related products and/or services.
  • ADIB encourages you to use your Covered Card only for necessary expenditures.
  • The cost of Reward Miles will be paid solely from the ADIB Shareholder’s funds at the sole discretion of ADIB.

To reach us or to log a complaint, please click here.​​​​​​​