Warning: If you pay only the card’s minimum monthly payment due, the un-waived profit at the discretion of the Bank will be more and it will take you longer to pay off your Present Balance.

ADIB Exceed Visa Platinum Covered Card

Turn every moment into a rewarding experience. Earn Exceed Reward points each time you use the Card and redeem points instantly for utility payments, retail or online shopping vouchers, flight purchases and more!

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Key Benefits

Exceed Rewards

Roadside Assistance

Airport Lounge Access

Exceed Rewards

0.5 Exceed Rewards for every AED 100 spent within UAE
1.5 Exceed Rewards⁽¹⁾ for every AED 100 (or equaivalent) spent internationally
0.125 Exceed Reward for every AED 100 spent on Specific Merchants⁽²⁾

(1) 0.125 Exceed Reward for every AED 100 spent in Countries which are a part of the European Economic Area. Classification of merchants based in the EEA will be as per prevailing Visa guidelines.

(2) Specific Merchants are: Supermarkets, Government Services (e.g. Fines, Taxes), Utilities, Education, Service/Petrol Station, Real Estate Agencies, Public Transporation (e.g. Taxis, Metro, Buses), Road Tolls/Salik, Charities/Religious Organizations.

Roadside Assistance

Drive with complete peace of mind as your ADIB Exceed Visa Platinum Covered Card entitles you to Free Roadside Assistance within UAE once a year!

To avail roadside assistance service please call 600-542010.

ADIB Exceed Rewards Loyalty Program

Now redeem your Exceed Reward points instantly using your ADIB Mobile App for exciting rewards and turn your everyday banking experience into something truly extraordinary.

Click here to learn more about the ADIB Exceed Rewards Loyalty Program.

Airport Lounge Access

Simply relax, or concentrate on your work in a comfortable environment before your flight.

As an ADIB Exceed Visa Platinum Covered Card holder you will be eligible for 2 free visits per year (for cardholders only).

Download ‘LoungeKey’ app on your Apple or Android device today and explore the Airport lounges available for you worldwide.

Exceed Rewards Loyalty Program
Click here for the Cards Terms and Conditions
Key Facts Statements
Cards Comparison Document

Required Documents

Original and copy of valid passport
Original and copy of valid Emirates ID
Bank account statement (last 3 months)
Salary certificate from current employer (not more than 30 days old)

Fees and Charges

Covered Card Annual Fee - 199
5^th Supplementary Card Annual Fee⁽¹⁾ - 199
Monthly Profit Rate - 3.75%

Click here for an updated Schedule of Charges

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Covered Card Annual Fee	199
5^th Supplementary Card Annual Fee⁽¹⁹⁾	199
Monthly Profit Rate	3.75%
Cash Withdrawal Limit	100%
ATM Cash Withdrawal Fee⁽⁴⁾	3% minimum 99
Card Replacement Fee⁽⁵⁾	75
Transfer of Excess Funds over the Cash Cover from Card to Account	100
Minimum Monthly Payment	5% minimum 100
Grace Period For Monthly Payment	Up to 55 days
Al Etihad Credit Bureau Fee	21
Donation Commitment to Charity in case of Late Payment Event⁽⁶⁾ (VAT is not applicable)	100
Temporary Increase Limit Fee	50
Non-AED Transaction Service Fee⁽⁷⁾	2.3%
AED International Transaction Service Fee⁽⁸⁾	1.99%
Copy of Sales Receipt Fee	25
Copy of Travel Fares / Hotel Receipt Fee	25
Copy of Additional Statement Fee	45
Liability / No Liability Letter	50
Returned Cheque Fee	100
Monthly Contribution Amount (Optional)⁽⁹⁾	0.77 fils per 100 of the utilized cover amount

Check our Frequently Asked Questions

Visa Instalment Solution

ADIB Exceed Visa Platinum Covered Card

Key Benefits

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Exceed Rewards

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Roadside Assistance

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ADIB Exceed Rewards Loyalty Program

Airport Lounge Access

Required Documents

Fees and Charges

Apply Now

Online

Visit a Branch