Welcome to your ADIB Edge Card which brings you a world of infinite possibilities.
2.5 rewards points for every 1 AED spent
Redeem rewards for flights
Withdraw 100% of your finance limit as cash
Free Valet parking at select locations
Free Roadside Assistance
Get more with your ADIB Rewards program. Points earned can be used towards airline tickets and shopping mall vouchers. Earn 2.5 reward points for 1 AED you spend on your card and 0.25 reward points for every AED 1 spent at specific merchants*.
The best and the most flexible rewards program in the market gives you the freedom to redeem your ADIB Rewards Points against flight tickets on Any Airline, Any Destination, Anytime.
Redeem your ADIB Rewards Points for shopping mall vouchers from the list of malls below in Abu Dhabi and Sharjah:Abu Dhabi MallSharjah Mega MallSahara Centre, Sharjah.Call us on 600 543216 to redeem your reward points for shopping mall vouchers
Whether it is for a cup of coffee or for some fine dining, get 10% cashback in the UAE when you pay using your ADIB Edge Card. (Maximum cashback of AED 100 per transaction and AED 300 per month at ADIB approved dining establishments)
Enjoy complimentary round of golf (subject to availibility) once a month at the Arabian Ranches Golf Club, Dubai.
Simply call 600 543216 to book your session.
Drive with complete peace of mind as your ADIB Smiles Visa Signature Card entitles you to FREE roadside assistance
Show your ADIB Edge Card at select locations in the UAE and get the stress of finding a parking off your hands!
(Click here for a list of locations)
Get the following benefits in over 800 hotels around the world:
You and a travelling companion can get access to over 1,000 airport lounges across the globe at nocost to you by presenting your ADIB Edge Card.
For more information on LoungeKey benefits please visit:
Travelling might be your priority while protecting you is ours! That’s why your ADIB Edge Card covers you, your spouse and up to 5 children (age limit of 75 per individual), while travelling.
Cover includes: Medical cover ,Personal cover, and Travel inconvenience cover
Purchase Protection & Extended WarrantyCustomers are eligible for a refund up to USD 7,500 per item if purchases are accidentally broken, stolen, or damaged, within 365 days from date of purchase. Manufacturer or retailer’s warranty will be automatically extendedon a range of goods for a combined total of 24 months
Optional Takaful cover provided to protect in the event of death, permanent total disability, critical illness and involuntary loss of employment.
The following bills can be paid via Online Banking (adib.ae) or Phone Banking 04-4286000:
Etisalat bills (Landline, GSM, Wasel Recharge and renewal, eLife and internet)Water and Electricity bills (DEWA, SEWA, ADWEA)
ADIB Online Banking – visit simple.adib.ae to view your Card statement and transact on your Card.
24x7 Phone Banking: Call us at any time on 04-4286000 for a quick and secure way of accessing your account.
E-statements: Be eco-friendly and receive your statements via email.
SMS alerts: Receive Card information and transaction alerts.
Use Balance Transfer facility on your Card by calling 600 543216
Cash on Call
Transfer cash from your Card to a selected bank account by calling 600 543216
Easy Installment Plan***
With your ADIB Covered Card, you can now shop at selected merchants and payback in easy installment payments of 3/6/9/12 months with 100% waiver of Murabaha Monthly Profit and no processing fees by calling 600 543216.
For your convenience there are numerous ways to make your ADIB Covered Card Payment.
* Specific Merchants are: Supermarkets, Government Services (e.g. Fines, Taxes), Utilities, Education, Service/Petrol Stations, Real Estate Agents, Public Transport (e.g. Taxis, Metro, Buses), Road Tolls/Salik, Charities/Religious Organizations.
us on 600 543216 to redeem your Points against your air ticket
purchase. The refund amount will be credited in your next statement.
Unlimited City Limit Towing Services,Inter Emirate Towing limited to 3
times in a year, Jump Start Services, Flat Tyre Service,Lock Out Service
Free Fuel Delivery Service, and Free transportation Vehicle
To avail your complimentary roadside assistance service, simply call toll free 800-4662
parking not available at the Dubai Airport. The valet parking benefit
is applicable on standard parking only and not on VIP at any Valtrans
locations. Any additional visit will be charged to your ADIB Edge Card.
You can make payments at over 60 ADIB branches located across the seven Emirates in UAE.
ADIB CASH & CHECK DEPOSIT MACHINES (CCDM)
Visit any ADIB CCDM 24 hours a day to settle your Card Payments.
PAYMENT THROUGH e-ADIB INTERNET BANKING
Card payments can be made through e-ADIB Internet Banking Card Payment section. Use this option to view details of each Card you own, including transaction histories from and to a specified date.
PAYMENT THROUGH TELEPHONE BANKING
If you are an ADIB account holder, call 600543216 to register for telephone banking. You can then transfer funds from your account to your Card within minutes. Whatever payment method you choose, be assured that it will be processed in the easiest and safest manner.
PAYMENT AT EXCHANGE HOUSES*
Settle your Card bill at over 250 partner locations! You can settle your due amount at any Al Fardan Exchange, Al Ansari Exchange branches located across the UAE. All you have to do is bring your ADIB Covered Card with you to have the required amount settled. Please note that time until payment credited is 1-2 Working days
Click here for an updated Schedule of Charges
*Transfer of Excess Funds over the Cash Cover from Card to Account with fee of AED 100 is only applicable on exception when processed through ADIB Branch or ADIB Call Centre. Standard cash withdrawal fee is applicable on Card to Account Transfer performed through ADIB ATM/Online/Digital Channels.
All of the above currencies are in AED unless mentioned otherwise