TOOLS & CALCULATORS HELP ME CHOOSE A CARD

Key Benefits

Free 5 monthly teller transactions

Free Business Classic Debit Card

Expected profits calculated monthly and credited quarterly

Available in select currencies

No Maintenance Fees

Standing Instructions


Business Savings with an expected profit rate of up to 4.6%

Open an ADIB Business Savings Account or increase the balance of your existing Business Savings Account and get an expected profit rate of up to 4.6% per annum when you deposit AED 250,000 or more*.

Savings Account average balance eligible for profits (if any)**Expected profits
Greater than or equal to AED 250,000 and less than AED 500,0003% per annum
Greater than or equal​ to AED 500,000 and less than AED 1,000,0004% per annum
Greater than or equal to AED 1,000,0004.6% per annum​​

*Funds deposited should be sourced from outside ADIB; internal transfers within ADIB will not be considered as deposits for this offer. Minimum deposit amount is AED 250,000 & achieved profit, if any, will be distributed based on the accou​nt average balance increase during the campaign period: 1 Dec 2024 until 28 Feb 2025.
**For new investment amounts only.
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Offer terms and conditions​​​​


Free 5 monthly teller transactions

Up to 5 monthly free teller transactions


Free Business Classic Debit Card

Free ADIB Business Classic Debit Card


Expected Monthly Profits credited quarterly

Profits are calculated on a monthly basis and credited to your account quarterly


Available in select currencies

Open your account in select currencies


Standing Instructions

Ability to set standing instructions to make payments for regular transactions (bill payments, transfers, donations or installments)


No maintenance fees​

*In the Mudarabah Accounts (including the investment deposits) the Bank will not guarantee any profits, or repayment of any part or entire portion in respect of Mudarabah Account’s balance, also these accounts are exposed to potential losses which may even affect the principle amount of the funds deposited in Mudarabah Accounts.

Schedule of Charges

​​​Banking service agreement​​​​​​​​​

Documents you'll need

  • ​Trade License / Share Certificate / Incorporation Certificate
  • Signer Passport & Original Emirates ID
  • Partners Passport & Emirates ID
  • MOA
  • POA (if applicable)
  • Enity Address Proof
  • Personal Address Proof​
    *Additional documents may be requested according to ADIB policies and procedures​​​​​​​​​


Eligibility

Maintain a minimum monthly balance of AED 5,000 or equivalent in other currencies in order to be eligible to earn profit.