banner
Smiles Covered Cards

Smiles Visa Classic Card

Sign up for an ADIB Smiles Covered Card and earn Smiles Points to redeem for shopping, travel and dining 5,000 Smiles points upon sign up. 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter.

get your card now

Key Benefits

  • Exceed Rewards 5,000 Smiles points upon sign up
  • benefit Travel
  • benefit No Annual Fee​
  • benefit Buy 1 get 1 free on smiles app​
benefit

Smiles points

Smiles points

5,000 Smiles points upon sign up!*

10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter.

You can conveniently redeem your Smiles points for the payment of your below Etisalat services through Smiles Ap


benefit

Travel

Travel

​ Redeem your Smiles points to book flights with over 1,000 airlines and hotel stays at any of the 50,000+ hotels worldwide

benefit

No Annual Fee​

No Annual Fee​

benefit

Buy 1 get 1 free on smiles app​

Deals on the Smiles app​

​ Enjoy Buy 1 Get 1 Free and other discount deals on the Smiles app

benefit

Card Services

Card Services**

With your ADIB Covered Card, you can now shop at selected merchants and payback in easy installment payments of 3/6/9/12 months with 100% waiver of Murabaha Monthly Profit and no processing fees by calling 600 543216.

** T&Cs apply on Balance Transfer, Cash on Call and Easy Installment Plan

benefit

Covered Card Takaful Protection

ADIB Covered Card Takaful Protection

Optional Takaful cover provided to protect in the event of death, permanent total disability, critical illness and involuntary loss of employment.

benefit

Banking with ADIB

Banking with ADIB

ADIB Online Banking – visit simple.adib.ae to view your Card statement and transact on your Card.

24x7 Chat Banking: Chat with us at any time on WhatsApp +971600543216 for a quick and secure way of accessing your account. E-statements: Be eco-friendly and receive your statements via email. SMS alerts: Receive Card information and transaction alerts.

benefit

Ways to Pay

Ways to Pay

For your convenience there are numerous ways to make your ADIB Covered Card Payment.

benefit

ADIB Mobile Banking App

ADIB Mobile Banking App

Bank anytime, anywhere with the ADIB Mobile Banking App You can manage your card on the go by downloading ADIB Mobile Banking App from iTunes App Store, Google Play Store, or the HUAWEI AppGallery.

hand Drag to see more

Required Documents

  • Minimum salary - AED 5,000
  • Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer (not more than 30 days old)

Fees and Charges

online-document-mob1

Online

It's easy, secure & only takes 10 minutes

Apply Now
online-document

Visit Branch

​Find your nearest ADIB branch​

Find Branch
branchesatm