ADIB Debt Settlement
ADIB Debt Settlement

Get more with ADIB Debt Settlement

An attractive financing profit rate starting from 4.59% per annum along with getting an ADIB Covered card

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Key Benefits

  • icon First instalment payment after 7 months
  • icon Competitive Profit Rates
  • icon Two instalment postponements
Key Benefit

WORRY LESS LIVE MORE

Worry less live more

Apply for ADIB Debt Settlement and get 7 months grace period before your first instalment payment.

Offer valid till 30 April, 2025

Terms and conditions apply

Finance Amount

Finance Amount

Finance Amount

​ Up to AED 3 Million for UAE Nationals and AED 2 Million for UAE Residents.

Profits

Competitive Profit Rates

Competitive Profit Rates

​ An attractive reducing profit rate starting from 4.59% per annum along with getting a Covered Card

Free Pre-Approved Card

Free Pre-approved Covered Card

Free Pre-approved Covered Card

Free pre-approved Cashback Visa Covered Card

Benefit

Two instalment postponements

Two instalment postponements

​ Up to 2 instalment postponements in a year

Benefit

Optional comprehensive personal finance Takaful coverage

Optional comprehensive personal finance Takaful coverage

Enjoy pace of mind with personal finance takaful coverage for the outstanding balance up to 2.5 million

Learn more

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Documents you'll need

  • Original and copy of valid passport (with valid residence visa for expatriates).
  • Original and copy of valid Emirates ID
  • Liability certificate
  • Fresh salary transfer letter / Salary certificate addressed to ADIB
  • Three months bank statement (if salary not credited to ADIB)

Eligibility Criteria

  • Salary transfer is required
  • Minimum salary is AED 5,000.
  • Minimum age of 21 Years and maximum of 70 years at maturity
  • Maximum age at time of completion of finance tenor should be:
    • For UAE Nationals 65 years
    • For expatriates 60 years
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It's easy, secure & only takes 10 minutes

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