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Finance

Personal Finance

At ADIB, we constantly look for ways to help you in your life through our Personal Finance solutions, now with finance amount up to AED 2 million for UAE residents and AED 3 million for UAE nationals!

Apply now

Key Benefits

  • icon First instalment payment after 7 months
  • icon Finance Amount
  • icon Competitive Profit Rates
  • icon Flexible repayment terms
  • icon Two instalment postponements
  • icon Pre-approval in 30 minutes​
Key benefit

WORRY LESS LIVE MORE

Worry less live more

Apply for ADIB Personal Finance and get 7 months grace period before your first instalment payment.

Offer valid till 30 April, 2025

Terms and conditions apply

Benefit

Finance Amount

Finance Amount

Up to AED 3 Million for UAE Nationals and AED 2 Million for UAE Residents

Profits

Competitive Profit Rates

Competitive Profit Rates

​ An attractive reducing profit rate starting from 4.59% per annum along with getting a Covered Card

Benefit

Flexible repayment terms

Flexible repayment terms

​ Up to 48 months

Benefit

Two instalment postponements

Two instalment postponements

​ Up to 2 instalment postponements in a year

Benefit

Optional comprehensive personal finance Takaful coverage

Optional comprehensive personal finance Takaful coverage

Enjoy pace of mind with personal finance takaful coverage for the outstanding balance up to 2.5 million

Learn more

Benefit

Pre-approval in 30 minutes​

Pre-approval in 30 minutes​

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Documents you'll need

  • Original and copy of valid passport (with valid residence visa for expatriates)
  • Original and copy of valid Emirates ID
  • Fresh salary transfer letter / Salary certificate addressed to ADIB
  • Three months bank statement (if salary not credited to ADIB)

Eligibility

  • Minimum salary is AED 5,000
  • Minimum age at time of application should be 21 years
  • Maximum age at time of completion of finance tenor should be:
    • For UAE Nationals 65 years
    • For expatriates 60 years
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It's easy, secure & only takes 10 minutes

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