Goods Murabaha
Finance

Goods Murabaha

Looking to surprise your family with a new television or upgraded kitchen or family holiday? Now your dreams can become a reality with ADIB Goods Murabaha

Apply now

Key Benefits

  • 24 hour Banking Services Finance Amount
  • 24 hour Banking Services First instalment payment after 7 months
  • icon Competitive Profit Rates
  • icon Flexible repayment terms
Finance Amount

Finance Amount

Finance Amount

​ Up to AED 3 Million for UAE Nationals and AED 2 Million for UAE Residents.

Profits

Competitive Profit Rates

Competitive Profit Rates

​ An attractive reducing profit rate starting from 4.59% per annum along with getting a Covered Card

Benefit

Flexible repayment terms

Flexible repayment terms

​ Up to 48 months

Benefit

Two instalment postponements

Two instalment postponements

​ Up to 2 instalment postponements in a year

Benefit

First instalment payment after 7 months

First instalment payment after 7 months

​ Up to 210-days instalment holiday for the first payment

Benefit

Optional comprehensive personal finance Takaful coverage

Optional comprehensive personal finance Takaful coverage

Enjoy pace of mind with personal finance takaful coverage for the outstanding balance up to 2.5 million

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Terms and Conditions apply.

Documents you'll need

  • Original and copy of valid passport (with valid residence visa for expatriates).
  • Original and copy of valid Emirates ID.
  • Goods quotation addressed to ADIB.
  • Fresh salary transfer letter / Salary certificate addressed to ADIB.
  • Three months bank statement (if salary not credited to ADIB).

Eligibility

  • Salary transfer is required
  • Employees of approved list of employers in ADIB
  • Minimum salary is AED 8,000
  • Minimum age at time of application should be 21 years
  • Maximum age at time of completion of finance tenor should be:
    • *For UAE Nationals 65 years
    • *For expatriates 60 years
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