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Smiles Covered Cards

Smiles Visa Signature Card

70,000 Smiles points upon sign up! Complimentary 1 Year subscription to Smiles. Unlimited Buy 1 Get 1 worth AED199, 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter

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Key Benefits

  • Exceed Rewards Up to 70,000 Smiles points
  • benefit Travel
  • icon Unlimited Airport Lounge Access Globally
  • Road Side Assistance once a Year​​​​ Free Roadside Assistance
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Smiles points

Smiles points

​ Up 70,000 bonus Smiles & complimentary 1 Year subscription to Smiles Unlimited Buy 1 Get 1 worth AED 199.

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Travel

Travel

​ Redeem your Smiles points to book flights with over 1,000 airlines and hotel stays at any of the 50,000+ hotels worldwide

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Unlimited Airport Lounge Access Globally

Unlimited Airport Lounge Access Globally

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Free Roadside Assistance

Free Roadside Assistance

​ Drive with complete peace of mind as your ADIB Smiles Visa Signature Card entitles you to FREE roadside assistance Free Unlimited City Limit Towing Services,Inter Emirate Towing limited to 3 times in a year, Jump Start Services, Flat Tyre Service,Lock Out Service Free Fuel Delivery Service, and Free transportation Vehicle Registration Service.

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Buy 1 get 1 free on smiles app​

Deals on the Smiles app​

​ Enjoy Buy 1 Get 1 Free and other discount deals on the Smiles app

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Valet Parking

Free Valet Parking

Show your ADIB Smiles Visa Signature Card at the standard valet parking desk and get 4 complimentary visits every month at selected locations.
(Click here for a list of locations)

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Shopping

Shopping

ADIB has partnered with prestigious retailers to ensure you get the best from your shopping. We even SMS you from time to time so you don’t miss out on the best offers.

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Airport Lounges

Airport comfort has a new address​

Download ‘Visa Airport Companion App’ (VAC) app on your Apple or Android device today and explore the Airport lounges available for you worldwide. For more details, click here

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Concierge Services

Concierge Services

The 24-hour concierge provides ADIB Covered Cardholders with a personaltravel assistant. The concierge will take care of all practical considerations, so you can make the most out of every moment.

Travel arrangements (Booking flights, Hotel reservations, Hotel transfers, Car hire, and Tourist activities)

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Medical & Travel Assistance

Medical & Travel Assistance*

You can now travel the world with ease knowing that you will always have the assistance you deserve.

(Telephone medical advic, Medical service provider referral,Essential medicine and equipment delivery, Dispatch of physician to cardholder location Medical evaluation and repatriation Legal referral Interpreter referral)

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Multi-trip travel cover

Multi-trip travel cover*

The card covers you, your spouse and up to 5 children (age limit of 75 per individual), while travelling.

Cover includes: Medical cover ,Personal cover, and Travel inconvenience cover

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Card Protection

Card Protection*

Customers will be protected against unauthorized transactions or fraudulent use of their card by unrelated third parties. This insurance benefit will provide reimbursement up to USD 2,500 per occurrence with USD 4,000 annual aggregate limit for Visa Signature Cardholders.

For more information please visit https://Cardholderbenefitsonline.com

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Card Services

Card Services**

With your ADIB Covered Card, you can now shop at selected merchants and payback in easy installment payments of 3/6/9/12 months with 100% waiver of Murabaha Monthly Profit and no processing fees by calling 600 543216.

** T&Cs apply on Balance Transfer, Cash on Call and Easy Installment Plan

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Covered Card Takaful Protection

ADIB Covered Card Takaful Protection

Optional Takaful cover provided to protect in the event of death, permanent total disability, critical illness and involuntary loss of employment.

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Ways to Pay

Ways to Pay

For your convenience there are numerous ways to make your ADIB Covered Card Payment.

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Banking with ADIB

Banking with ADIB

ADIB Online Banking – visit simple.adib.ae to view your Card statement and transact on your Card.

24x7 Chat Banking: Chat with us at any time on WhatsApp +971600543216 for a quick and secure way of accessing your account. E-statements: Be eco-friendly and receive your statements via email. SMS alerts: Receive Card information and transaction alerts.

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ADIB Mobile Banking App

ADIB Mobile Banking App

Bank anytime, anywhere with the ADIB Mobile Banking App You can manage your card on the go by downloading ADIB Mobile Banking App from iTunes App Store, Google Play Store, or the HUAWEI AppGallery.

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Required Documents

  • Minimum salary - AED 20,000
  • Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer (not more than 30 days old)

Fees and Charges

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