AANI – FAST & CONVENIENT
Personal

AANI – FAST & CONVENIENT

Aani enables you to transact with other Aani users (individuals and businesses) of participating banks and other entities. You can send or request money using mobile numbers, QR codes, or email addresses, without the need to exchange bank account numbers or IBANs.

Aani, a Central Bank of UAE initiative is a one-touch instant payment platform, powered by Al Etihad Payments, that enables seamless and secure real-time account-to account payments within the UAE. It enables sending and receiving payments across the UAE, in a hassle-free manner for consumers and businesses. The payments and transfers are processed instantly, 24x7.​

Key Benefits

  • Speed & Convenience Speed & Convenience
  • Instant transfers and payments Instant transfers & payments
  • 24/7 Availability 24/7 Availability
  • Safe & Secure Safe & Secure
Benefit

Speed & Convenience

Speed & Convenience

Complete transactions in seconds using mobile numbers, QR codes, or email addresses.

Benefit

Instant transfers & payments

Instant transfers & payments

Send money, request money, scan & pay, split bills with other Aani users, or transfer money within your own Aani linked accounts.

Benefit

24/7 Availability

24/7 Availability

Aani transactions are processed within seconds, anytime, any day.

Benefit

Safe & Secure

Safe & Secure

Secure money transfers for individuals, merchants, and corporates.

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Experience the future of payments with Aani using your ADIB Account(s)​:

Send money to individuals or pay businesses in just a few taps using mobile numbers, QR codes, or other easy ways to without the need to exchange bank account numbers or IBANs.

Easily request money from your contacts using their mobile numbers or email addresses.

Split bills conveniently by sharing a QR code or by sending a request to your contacts.

Experience effortless payments by scanning QR codes and transferring money in seconds – quickly and conveniently.

Manage pending requests with the option to accept, or reject.

Safe and secure transactions in a matter of seconds, anytime, any day

Link your ADIB Account(s) with Aani in just a few simple steps:​ ​

Log in to your ADIB Mobile App and navigate to Transfers section. Step 1
Select ‘Aani’ and follow on-screen instructions to link your ADIB Account(s) Step 2
Review the Terms and Conditions before confirming. Step 3

Once enrolled successfully in the ADIB Mobile App, download the Aani App to activate and link your ADIB accounts!​​

Important Security and Safety Tips

  • Read all information and steps carefully while enrolling with Aani.
  • Read all messages carefully that are sent by ADIB during the enrollment.
  • Never share the OTP sent by ADIB with anyone. Even if you are contacted by phone and/or email from someone you know.
  • Never share the ADIB Mobile Banking or Internet Banking Login Credentials, like username, password, ePIN, OTP sent by ADIB with anyone.
  • ADIB will never contact you to enroll or unenroll from Aani.