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Home Finance

Buy a house

Home Finance at 3.99% profit rate (fixed for 3 year)

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Key Benefits

  • icon Financing of up to AED 30 million
  • icon Attractive rates starting from 3.99% (fixed for 3 years)
  • icon Exclusive profit rates for financing developer purchase or handover payments
  • icon ADIB paid property insurance
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Financing Amount

Financing Amount

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Financing of up to AED 30 Million For National and Expatriates or 85% of property value

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Competitive Profit Rates

Competitive Profit Rates

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As low as 3.99% per annum​

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Special rate

Special rate

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For financing handover payments to developers​

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Property Insurance

Property Insurance

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Paid by ADIB for full tenure​

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Instant pre-qualification

Instant pre-qualification

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No early settlement fee

No early settlement fee

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No early settlement fees when selling the property

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Documents you'll need

Salaried:

  1. Valid Passport & Emirates ID copy
  2. Valid residence visa copy (Expats residents Only)
  3. Khulasat Al Qaid (Family book for UAE Nationals only)
  4. Salary Certificate
  5. 3-month bank statement
  6. Liability Letter (if applicable)
  7. Property ownership documents

Self- Employed (individuals):

  1. Valid Passport & Emirates ID copy
  2. Valid residence visa copy (Expats residents Only)
  3. Khulasat Al Qaid (Family book for UAE Nationals only)
  4. Company ownership documents
  5. 3-month bank statement
  6. Liability Letter (if applicable)
  7. Property ownership documents

Note: Further documents might be needed during the application process

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Eligibility

Salaried:

  1. Monthly salary AED 10,000 for Salary Transfer and AED 15,000 for Non- Salary Transfer customers
  2. Min age 21 years at the time of application and max age 70 years for UAE National and 65 years for Expat at the time of finance maturity
  3. Properties located in all emirates

Self- Employed

  1. Annual turnover of AED 3,000,000
  2. Min age 30 years at the time of application and max age 70 years at the time of finance maturity
  3. Properties located in Abu Dhabi and Dubai only
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Important Information

Important Information
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