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Home Finance

Build Your Dream Home

Avail a home finance on your pre-owned land or property for the purpose of purchasing another property, construction or renovation of your home. With huge savings and other benefits, you can spend more on the things that really bring joy to your family.

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Key Benefits

  • icon Financing up to AED 30 million (up to 85% of property value)
  • icon ADIB paid property insurance post completion
  • icon Profit Rates As low as 3.99% per annum​​
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Financing Amount

Financing Amount

Financing of up to AED 30 Million for Nationals and Expatriates Up to 85% of the property Value​​​

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Property Insurance

Property Insurance

Paid by ADIB for full tenure​

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Competitive Profit Rates

Competitive Profit Rates

As low as 3.99% per annum​

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Special rate

Special rate

For financing handover payments to developers​

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Home Finance Planner

Home Finance Planner

Calculate your home finance eligibility, find out how much you can afford instantly.

Get your Pre-qualification Now

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Documents you'll need

Salaried:

  1. Valid Passport & Emirates ID copy
  2. Valid residence visa copy (Expats residents Only)
  3. Khulasat Al Qaid (Family book for UAE Nationals only)
  4. Salary Certificate
  5. 3-month bank statement
  6. Liability Letter (if applicable)
  7. Property ownership documents

Self- Employed (individuals):

  1. Valid Passport & Emirates ID copy
  2. Valid residence visa copy (Expats residents Only)
  3. Khulasat Al Qaid (Family book for UAE Nationals only)
  4. Company ownership documents
  5. 3-month bank statement
  6. Liability Letter (if applicable)
  7. Property ownership documents

Note: Further documents might be needed during the application process

Eligibility

Salaried:

  1. Monthly salary AED 10,000 for Salary Transfer and AED 15,000 for Non- Salary Transfer customers
  2. Min age 21 years at the time of application and max age 70 years for UAE National and 65 years for Expat at the time of finance maturity
  3. Properties located in all emirates

Self- Employed

  1. Annual turnover of AED 3,000,000
  2. Min age 30 years at the time of application and max age 70 years at the time of finance maturity
  3. Properties located in Abu Dhabi and Dubai only
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