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Home Finance

Buyout

Would you like to lighten the burden of your Mortgage today ? Transfering your home finance to ADIB helps you lighten this load with a better financing rate and more convenient tenures, giving you peace-of-mind to enjoy your home even more

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Key Benefits

  • icon Financing upto AED 30 million for Nationals and Expatriates
  • icon Profit rates as low as 3.99% per annum
  • icon Special rate for financing handover payments to developers
  • icon ADIB paid property insurance
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Financing Amount

Financing Amount

Upto AED 30 million upto 80% of property value for Nationals and Expatriates​

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Competitive Profit Rates

Competitive Profit Rates

As low as 3.99% per annum​

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Special rate

Special rate

For financing handover payments to developers​

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Property Insurance

Property Insurance

Paid by ADIB for full tenure​

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Instant pre-qualification

Instant pre-qualification

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Documents you'll need

Salaried:

  1. Valid Passport & Emirates ID copy
  2. Valid residence visa copy (Expats residents Only)
  3. Khulasat Al Qaid (Family book for UAE Nationals only)
  4. Salary Certificate
  5. 3-month bank statement
  6. Liability Letter (if applicable)
  7. Property ownership documents

Self- Employed (individuals):

  1. Valid Passport & Emirates ID copy
  2. Valid residence visa copy (Expats residents Only)
  3. Khulasat Al Qaid (Family book for UAE Nationals only)
  4. Company ownership documents
  5. 3-month bank statement
  6. Liability Letter (if applicable)
  7. Property ownership documents

Note: Further documents might be needed during the application process

Eligibility

Salaried:

  1. Monthly salary AED 10,000 for Salary Transfer and AED 15,000 for Non- Salary Transfer customers
  2. Min age 21 years at the time of application and max age 70 years for UAE National and 65 years for Expat at the time of finance maturity
  3. Properties located in all emirates

Self- Employed

  1. Annual turnover of AED 3,000,000
  2. Min age 30 years at the time of application and max age 70 years at the time of finance maturity
  3. Properties located in Abu Dhabi and Dubai only
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