homehero
Business Finance

Give your business the makeover it needs

ADIB Small Business Finance is specifically designed for small and medium businesses in the UAE, to offer you a complete financing solution for your short-term & long-term goals-Working Capital Finance for local/international purchases or CAPEX Finance for Equipment, Machinery and Auto.

Apply Now

Key Benefits

  • icon Financing up to AED 1.5* million​
  • icon Easy & fast application process
  • icon Competitive financing profit rate
  • icon Flexible tenor
  • icon Collateral free business finance for ​​​​Working Capital Finance​
  • icon Accessibility to expert advice
benefit

Financing up to AED 1.5* million​

Financing up to AED 1.5* million​

benefit

Easy & fast application process

Easy & fast application process

benefit

Competitive financing profit rate

Competitive financing profit rate

benefit

Flexible tenor

Flexible tenor

benefit

Collateral free business finance for ​​​​Working Capital Finance​

Collateral free business finance for ​​​​Working Capital Finance​

benefit

Accessibility to expert advice

Accessibility to expert advice

hand Drag to see more

Documents you'll need

  • Original valid passport, residence visa, and Emirates ID for signatories / partners
  • Trade license
  • Memorandum of association
  • Last 12 months bank statements
  • Audit financial statement for finance amount above AED 1 million
  • VAT registration certificate

*Additional documents may be requested according to ADIB policies and procedures

Eligibility

  • Minimum Length of Business: 5 Years
  • Annual Turnover: AED 5 million – AED 25 million
  • Al Etihad Credit Bureau Reports for Obligor (SME) and Guarantor / Active Partners (UAE National & Expats): No Default History
  • Central Bank Risk Bureau Reports for Obligor (SME) and Guarantor / Active Partners (UAE National & Expats): Normal Classification

* Other eligibility criteria terms and conditions apply

Important Information

*Terms and Conditions Apply

online-document-mob1

Online

Fill in your details and we will get in touch with you shortly

Apply Now
online-document

Business Centers

​Find your nearest Business Centers​

Find Branch
branchesatm